Introduction
• Fallen Condition Focus: We all have sinned and fall short of God's glory. We all will have to come before the judgment seat of God
• Sermon Proposition: Since God justifies sinners by his grace and through their faith in Jesus Christ, we ought to believe in Jesus and receive salvation through him.

I. Saving faith is a gift of God's grace to sinners (Rom. 3:24; Eph. 2:5, 8)

II. Saving faith in Christ's righteousness justifies sinners (Rom. 3:22, 25, 26, 28, 30)

III. Saving faith produces good fruit (Rom. 5:1-5; Ga. 5:6; James 2:22)